You can sometimes find bargains at a second-hand store, although the store’s markup might move the price higher than what you’d find at a yard sale. Denise P. Lett / Dreamstime.com

SHOP SMART FOR GOOD GEAR

GOOD GEAR DOESN’T ALWAYS HAVE TO COST A SMALL FORTUNE

I’ve wasted lots of money in recent years believing I needed the latest, most specialized gear. They say you should always keep moving forward in life. In this instance, however, I needed to look back into my personal history and learn from it. Growing up, I always had to “make do,” as my mom would say, with the few things I had. Even as a young adult I had to budget every dime because my priorities were my wife and children whom I needed to support. This critical trip down memory lane led to an eye-opening realization: with j

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